There are so many loyalty programs and premium credit cards out there now that if you're not earning rewards when you shop online, eat out or get groceries, you're passing up a huge opportunity. But not every credit card delivers the same perks.
If you're the kind of person whose mind is always on their next adventure abroad or your perfect night involves tickets to the hottest show in town, a credit card with a rewards program geared towards helping you live your best life — whether you're dining out on the daily or getting groceries — is the way to go.
With the Scotiabank® Gold American Express®*Card, you earn points almost every time you shop, which you can redeem for travel, concert passes, gift cards and so much more. It's the kind of thing that makes everyday purchases feel a little more special.
Here are some more perks that'll make this card your new go-to.
Stock up on Scene+ points with every grocery shop
A person with a grocery cart chooses products at the grocery store.Freemanhan2011 | Dreamstime.com
Even spending on basic necessities can earn you some serious points. When you pay for groceries with your Scotiabank Gold American Express Card, you can earn 6X the points at participating Empire grocery stores, including Sobeys, Safeway and FreshCo., and up to 5X the points at other eligible grocery stores1. So, no matter where you're stocking up, you can always earn points.
If you need an incentive to cook at home more, scoring points that you can redeem on trips through Scene+ Travel 3, a full-service travel agency, is a good one!
Pile up the Scene+™️ points when you hit the town
Someone passes food to another person at the table in a restaurant.Deane Bayas | Pexels
A night out with great food, entertainment and good people is one of life's greatest joys, especially if you get rewarded for it. With this card, you’ll earn 5X the Scene+™️ points for every dollar you spend in Canada on dining and entertainment 1, whether you hit the town solo, with your other half or with your besties.
This includes everything from treating yourself to a special dinner at your fave restaurant, to ordering in with your go-to take-out app, catching the latest movie or spending a classy evening at the theatre. It’s a great way to turn those fun nights into even more fun (and free) nights out in the future.
Earn rewards every time you hit the road
A person refuels their car at a gas station.Engin Akyurt | Pexels
If you're already spending money commuting, why not get rewarded for it? With the Scotiabank Gold American Express Card, you can earn 3X the Scene+ points for every dollar you spend in Canada on gas, rideshares, buses, taxis and more.1
Whether driving across town or catching the train, every trip adds up to more points you can use toward rewards you love, like movie tickets or gift cards to over 60 retailers across the country.
Enjoy Front of the Line®️ access to the hottest shows and concerts
A crowd stands in front of a stage.Thibault Trillet | Pexels
Not only does the Scotiabank Gold American Express Card help you maximize your Scene+ points, but it also gives you special perks, like exclusive access to American Express Front Of The Line® Presale Tickets and Reserved Tickets2, so you can avoid that FOMO you get when your favourite artist comes to town.
This means you can snag seats for some of the most in-demand concerts and special events before they’re available to the general public. It's like having permanent VIP access.
Travel with peace of mind
Woman takes picture of ruins.Haley Black | Pexels
The rewards continue once you're on your trip too. One of the most underrated perks of this card is its comprehensive travel insurance package. From emergency medical coverage to trip cancellation and interruption insurance, this card has you covered. 4
There's also flight delay insurance, rental car insurance and even hotel burglary insurance, so whether you’re planning a weekend getaway or a longer trip, you can travel with peace of mind, knowing your adventure is covered, wherever it may take you.
Effortlessly use your card abroad
Two women wearing trench coats talk to each other on the street, holding shopping bags.Gustavo Fring | Pexels
If you’ve ever swiped your credit card when shopping abroad at international retailers, you know those foreign transaction fees can add up fast. With the Scotiabank Gold American Express Card, you won’t have to worry about those costs.
As a cardholder, you don't pay the 2.5% fee on purchases in foreign currencies, meaning you’ll only pay the exchange rate. This small perk can help save you money on international in-store or online shopping.
Fly in luxury with airport lounge access
An empty airport lounge.Tea | Dreamstime.com
The Scotiabank Gold American Express Card also helps turn the less thrilling parts of travel, like waiting at the airport, into something worth looking forward to. As a cardholder, you'll get a preferred discount on a Priority Pass™ membership, which gives you access to over 1,200 VIP airport lounges in over 145 countries worldwide.5
Whether you need a quiet space to catch up on work or just want to relax with a complimentary drink or a snack before your flight, this perk will instantly make your travel experience more enjoyable.
Live like a VIP with complimentary concierge services
A man sits on a chair and talks on his smartphone, petting his dog beside him.Zen Chung | Pexels
When life gets busy, having a little help planning things can make a world of difference, which is where the card’s concierge service comes in. Available to Scotiabank Gold American Express Card cardholders 24/7, this service gives you access to friendly concierges who can assist you with everything from booking restaurant reservations to finding tickets for a show.6
It’s like having a real-life personal assistant on call, ready to make your life easier and more enjoyable. Plus, when you pay with your card to put your plans into action, you'll also earn Scene+ points.
Two smiling women sit on a wooden bench, each with a drink in one hand.ELEVATE | Pexels
If all those perks weren't enough, you also get special offers just for signing up and throughout your first year as a cardholder. For example, you'll have the potential to earn up to $950 in savings and rewards in your first 12 months 7, including your first-year annual fee waived and up to 45,000 bonus Scene+ points8, which you can redeem for an account credit on your credit card, travel purchases, gift cards and more.
The Scotiabank Gold American Express Card gives you a bunch of awesome benefits you won't find anywhere else. Whether you're earning 3, 5 or 6 times the Scene+ points on your everyday spending in Canada or enjoying exclusive perks like airport lounge access or early access to concert tickets, this card is the perfect match. So, if you're in the market for a credit card that rewards you for the things you love to do, this one is worth a closer look.
To learn more about Scotiabank's Gold American Express Card, check out their website or follow them on Instagram.
This content is for general informational purposes only and does not constitute financial, investment, legal, tax or accounting advice.
This article's cover image was used for illustrative purposes only.
1 On eligible purchases in Canada only. Conditions apply.
2 Subject to availability. Terms and conditions apply. Scotiabank is not responsible for fulfilment of offers under the American Express Invites program. All offers are provided and fulfilled by participating merchants and are subject to the specific terms and conditions of the respective merchant.
3 The Scene+ Travel website and call center are owned and operated by Expedia Group, a third-party travel service provider. To earn or redeem Points, travel must be booked through the Scene+ Travel website or Scene+ Travel call centre. Additional terms and conditions apply.
4 Underwritten by Manulife. Limitations may apply.
5 Conditions and exclusions apply. For complete Priority Pass terms and conditions, please visit prioritypass.com/Conditions-of-use.
6 Concierge Services are provided by a duly licensed third-party premium concierge provider and is subject to change. Scotiabank is not responsible for the Concierge Services.
7 Certain assumptions apply. Actual value may vary.
8 Conditions apply. Offers subject to change.
8 perks you get with this Scotiabank credit card that'll help you live your best life
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